Whether you are acquiring commercial property, expanding operations, improving cash flow, or restructuring existing facilities, we provide structured SME financing solutions tailored to your business goals. Leveraging our network of Singapore banks, we negotiate competitive rates and optimise approvals — so you can focus on growing your company.







Established in 2019, Ares Capital was founded by experienced retail and SME bankers with deep expertise in residential mortgages, commercial property financing, and business lending in Singapore.
As a boutique consultancy, we focus on delivering personalised, strategic financing solutions tailored to each client’s profile and long-term financial goals.
We saw a gap in the market for customer-first financial solutions, and we’ve been filling it ever since.
To simplify mortgage and business financing in Singapore through professional advice, transparent comparisons, and personalised solutions.
To be Singapore’s most trusted boutique mortgage and SME financing advisory firm; Known for integrity, expertise, and long-term client relationships.
Clear communication. Full disclosure of fees. No hidden terms.
Every client matters. We listen, assess carefully, and recommend solutions aligned with your needs.
Leverage on Ares Capital’s long-standing relationships with Singapore banks to secure the most competitive rates and strategic approvals.
Secure competitive SME and commercial loan facilities through intelligent structuring and lender comparison.
Business financing should be deliberate, not reactive. We assess your financial position, structure your application carefully, and engage the right lenders to optimise approval outcomes and long-term scalability.
Access capital aligned with your business objectives.
Best for expansion, asset acquisition, or operational scaling.
Ideal for investors and business owners acquiring premises.
Strengthen cash flow without waiting on receivables.
Built for growing SMEs with strong receivables cycles.
Includes B2B Lending, Short-Term Financing & Property-Backed Financing.
Designed for businesses requiring flexibility.
Established in 2019, Ares Capital is a strategic boutique advisory firm specialising in mortgage and SME financing in Singapore. Backed by experienced former bankers and an extensive lender network, we provide structured approvals, competitive rates, and trusted long-term financial guidance.
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